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Ken May Insurance Services Blog

View the latest blog posts from Ken May Insurance Services.

by Ken May Dusty’s Guitar (or Dusty’s Guitar Kingdom to you old timers) is located at 1609 S Coast Highway, Oceanside, 92054. Dusty is actually our long-time client and good friend Richard Wheeler. The shop originally opened in Leucadia in 1979 and moved to Coast Highway (Hill street to us gray beards) in 1995. READ MORE >>

New Year Brings New Laws in California by Ken May Cellphone use while driving – Californians are no longer allowed to use a handheld wireless phone or wireless electronic device while driving unless the device is mounted on the windshield in a way that doesn’t hinder the driver’s vision. READ MORE >>

Uninsured Motorist Coverage Might Be Optional But You Need It! by Ken May Uninsured motorist coverage protects you if you are in an accident with an at-fault driver who doesn’t carry liability insurance. READ MORE >>

Is a Higher Homeowners Insurance Deductible Worth the Cost Savings? By Ken May In most cases, the deductible on your homeowner’s insurance policy will be higher than the deductible on let’s say your auto insurance policy for a number of reasons. READ MORE >>

You can buy insurance for just about anything. There are the usual suspects, such as auto insurance, homeowners insurance, business insurance and renters insurance, but that’s just the beginning. It goes way beyond that for some people. For example, did you know you can buy insurance to protect yourself in the event there’s a zombie apocalypse? READ MORE >>

When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season. READ MORE >>

Identity Theft is Preventable with a Few Easy Steps  by Ken May 1. Do not use public computers or public wireless internet access for your online purchases.         Public computers and wireless networks can contain viruses and other malware designed to steal your personal information. READ MORE >>

Device Updates and Passwords are a Good Place to Start by Ken May  I recently wrote a blog about how people who own high-end homes are buying a variety of appliances and devices such as refrigerators, washing machines, thermostats, security systems, security cameras, and nanny-cams which are connected to the internet and how cool it is to be able to operate these devices remotely. READ MORE >>

Home Automation and the Data it Collects By Ken May  Most of us are enthralled with technology. We can’t get enough of it and can’t wait for the next “big thing” to buy. People have actually been injured or even killed by walking into traffic while focused on their smart phones. READ MORE >>

Is Your Home Insured for Replacement Cost or Actual Cash Value? By Ken May While all policies have subtle differences, most homeowner’s policies have coverage that is very common. If you are ever in doubt, you can always read the policy language or call your agent. READ MORE >>

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