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Homeowners insurance is designed to protect homeowners from liability for visitors' accidental injuries as well as from damage to the property. If you have a swimming pool, it's important to understand exactly what your insurance does and does not cover. READ MORE >>

Driver distractions or inattentive driving play a part in one out of every four motor vehicle crashes. That is more than 1.5 million collisions a year and 4,300 crashes daily, according to the National Highway Traffic Safety Administration. Text messaging, changing radio stations, even turning around to talk to passengers can prove deadly. READ MORE >>

Chrissie Claims here and today we're looking at how to help your family recover after an Earthquake. Most Californians think they're prepared for an Earthquake, and knowing the safest place to be in your house should an Earthquake occur is a good start, but what happens after an Earthquake can be just as important to the safety of your family. READ MORE >>

We get asked this question from time to time, so we thought we'd offer up some answers for all of you. The truth is, sometimes, even f you haven't had an accident or filed a claim, your insurance premiums may go up. Here are a few reasons your premiums may change: 1. READ MORE >>

It was a dark evening and the small airport hangar was deserted. All of a sudden the sound of a roaring motor cut through the silence of the night and an SUV flew through the side of the airport hangar hitting and damaging four different compact planes. The driver knew it was bad and immediately got out of the vehicle and fled into the night. READ MORE >>

We have entered into an era known as the “sharing economy”. People are using the internet to share things like their home, their boat, their airplane, and yes, their car. As somebody from the baby boomer generation, I was always taught to never give a ride to strangers, don’t do... READ MORE >>

How you can help victims If you're looking to help people in Napa and Solano counties affected by Sunday's earthquake, here a few steps you can take: American Red Cross: Make donations at or text "Red Cross" to 90999 to donate $10. READ MORE >>

Are you a fan of great barbeque? I sure am. Years ago when I lived a short while in Ft. Worth, TX, I experienced some really great Texas barbeque! But you can get awesome barbeque right here in beautiful Southern California as well! Pacific Trails Catering was established in 2005 and proudly serves all of San Diego, Orange, and Western Riverside Counties. READ MORE >>

In some areas of the country, a combination of increasing urban development in seismically active areas and large numbers of older buildings that do not adhere to current building codes suggests the potential cost of an earthquake is likely to rise, according to the Insurance Information Institute (I. READ MORE >>

It is rare that I come across a claim where I learn something new after many years of experience. On a sunny afternoon Mr. Hapless was leaving the grocery store.  As he proceeded to reverse from his parking space he heard several people screaming so he immediately stopped. READ MORE >>

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