Call Us CALL US TODAY | 760.893.8055
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Recreational Vehicle Insurance RV & CAMPER

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Umbrella Insurance UMBRELLA

Different umbrella coverage options that fit your specific needs.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More

home renovationPlanning a home renovation can be as tedious and stressful as it is exciting, unless you have a game plan from the get-go. Whether you work directly with a contractor or through an owner’s representative who oversees the whole process, there are certain steps to take before and during construction tasks. It all begins with what you want.

Let’s say you want to update your kitchen, but you’re not sure about the specifics. Take some time and look through magazines and photos on websites like Pinterest and Houzz. Once you have a better idea of what you like, it’s much easier to visualize what you want done in your own space. Make a wish list, highlighting your priorities, so you can discuss your vision with the professionals you hire to complete the renovation.

Before drawing up plans, you’ll need to set a budget. Choose a number that you can comfortably afford without completely draining your savings. It’s a good idea to factor in an extra 10 percent for any overruns or unexpected findings during the course of construction.

Next comes the planning phase. To ensure that the design in your head looks as good in real life, hire a professional to draw your renovation project to scale. This gives both you and your contractor a clear vision of what the finished kitchen will look like. You’ll also have to secure any necessary permits according to your city’s regulations before breaking ground.

Once you’re ready to start building your new dream kitchen, it’s time to order the materials and inspect them upon arrival. Your contractor will typically handle this step. Then demolition and rebuilding can begin. Behind-the-scenes tasks should be handled first, such as plumbing and electrical jobs. Then comes putting up new drywall, painting, installing new flooring and adding in the finishing touches such as cabinets, countertops, appliances, backsplashes, lighting and hardware.

It’s like a breath of fresh air once the project is complete. No more planning or stress—just a beautiful new kitchen (or whichever room you’ve redone)! But before you resign all of your previous responsibility, have a professional appraiser reappraise your home to determine the new value you’ve added to it. With that new value, you can determine if your current homeowners policy has enough coverage or if you need to adjust the coverage to include your new renovation. Your agent can help you make any necessary adjustments so you can enjoy the peace of mind knowing that your whole home is protected.

Review your policy with one of our agents today. Call Ken May Insurance Services at (760) 893-8055 for more information on Carlsbad home insurance.
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
Twitter
LinkedIn
Yelp
Mercury
Hartford
Travelers
MetLife
Progressive
CSE
Mapfre
© Copyright. All rights reserved.
Powered by Insurance Website Builder