Vacant Property Insurance Carlsbad California

If you own any property which is currently unoccupied, you need to seriously consider insuring it. Although it may appear like a good idea to lower your expenses and leave these properties unprotected during the time they are not getting used, this tends to leave you with some expensive problems in the future.

Our Vacant Building insurance coverage will help by providing reasonably priced coverage to insure your vacant building. Is your building undergoing renovation, or under construction. These policies may cover both residential and business structures. If you happen to own one of the next classes of building we can help you.

• Vacant Dwellings
• Vacant Dwellings with Renovations
• Vacant Commercial Buildings
• Vacant Commercial Buildings with Renovations
• Builders Risk - Both Dwellings and Commercial

What is Vacant Building Insurance?

It is designed to protect a building while it is empty. If a boarder leaves and you’re looking for a new one, you need to make sure the structure is properly protected. If in the course of the search you choose to revamp, this coverage can also cover you. What if a prospective tenant has some needs that might cause renovations to take place? What if you are trying to sell the building and it becomes vacant till you find a buyer? You need protection from vandalism while the building sits vacant. Make sure you have insurance protection that will help your property keep its value. Some of the policy features are:

Policy Terms of

• twelve months standard, with quarterly installments available.
• 3 or 6 months available in some states

Minimum Retained Premiums (only available on new policies)

• 25% for 12 month policies
• 50% for 6 month policies
• 100% for a 3 month policy

What does Vacant Building Insurance Cover?

• Building & Personal Property
• Builders Risk
• Condo Unit Owner
• Up to $5 million property limit of insurance
• General premises liability up to $1million limit for most classes
• Premises Liability

Our insurance plans for the vacant buildings can help free you of worry. So whether your building is in Carlsbad, San Marcos or anywhere else in California we can help get you the coverage you need. Call us today at (760) 893-8055 or fill out our free online quote form to see how Ken May Insurance Services can protect you.