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Ken May Insurance Services Blog

View the latest blog posts from Ken May Insurance Services.

I’d like to start by telling you a quick story that involves my son. Kenny and I went to a car dealership a while back because he needed to buy a car and saw a used 2003 Nissan Sentra that he was interested in. Being the protective father, I went with him to assist in working with the sales agent and the finance guy. READ MORE >>

I recently attended the annual conference of a trade group that we belong to. The keynote speaker discussed how auto insurance will be changing in the near future based on where insurance companies are spending their research and development dollars. READ MORE >>

At Ken May Insurance Services, I’m a stickler about offering extreme customer service or what we refer to it as customer excellence. So, with that mindset, I always measure the customer service of companies in which I do business with. READ MORE >>

     Insurance companies which elect to do business in California have to follow a completely different set of rules than they use in any other state due to Proposition 103 which was passed back in 1988. READ MORE >>

On any given day, we receive about a half dozen phone calls asking why their auto insurance renewal premium went up again. Though this is very frustrating to us all (and that includes me because I don’t receive a magical special deal just because I am an insurance agent), there are actually legitimate reasons for consecutive rate increases. READ MORE >>

              A number of years ago, I had the dubious honor of taking my dad’s car keys away from him and turning his car back in to the leasing company. At the age of only 72, he was having health issues which affected his ability to drive and he started hitting things. READ MORE >>

Liability claims are very costly, especially in a sue-happy state like California. It is important to have sufficient liability coverage on your property insurance in case somebody gets injured on your property. This is vital on home owner’s policies but extremely important on renter’s insurance policies as well. READ MORE >>

The simple answer is yes, you can insure your salvaged vehicle but there are restrictions.             Before we talk about the restrictions, what is a salvaged vehicle? Let’s say you are involved in an auto accident in your beloved 2015 Toyota Corolla. READ MORE >>

While deductibles on auto policies are usually $250, $500, or $1,000, deductibles on homeowner’s policies are usually $1,000 or even $2,500. On the surface, this just doesn’t seem right. Or is it? Let me explain. READ MORE >>

Believe it or not, you have choices in the amount of insurance you purchase and how high you are willing to go when choosing your deductibles. But before you can do this, how do deductibles work and what is best for you? Your deductible is how much you must pay before the insurance company starts paying for a covered loss. READ MORE >>

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