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Ken May Insurance Services Blog

View the latest blog posts from Ken May Insurance Services.

Believe it or not, you have choices in the amount of insurance you purchase and how high you are willing to go when choosing your deductibles. But before you can do this, how do deductibles work and what is best for you? Your deductible is how much you must pay before the insurance company starts paying for a covered loss. READ MORE >>

By Ken May Everybody knows that insurance costs money. Just like going to the grocery store, you buy items that you need or want and pay a price. It’s the same on an insurance policy except that they call it a premium instead of a price. I’m not sure why. It may be because a fancier name enables them to charge more (lol). READ MORE >>

By Kim Stankiewicz I loathe the car buying process at a dealership from sales to financing.  You know the drill…spend way too much time waiting while the salesperson gets you the “best deal” from the manager.  Then you finally agree on a price and get whisked into the finance office. READ MORE >>

 By Kim Stankiewicz   A couple weekends ago I drove to Temecula on a Sunday for business.  You’re probably thinking what kind of “business” is there in Temecula on a Sunday.  Yes, I was at a winery and yes I did enjoy a tasting but I was there because of an important relationship. READ MORE >>

By Ken May The basic rule when this happens is that the insurance policy of the property that was damaged pays for the loss. For example, your neighbor’s tree falls over and damages your house. In this case, your homeowners insurance would pay for the loss. READ MORE >>

by Ken May  How much should I get for my totaled car?             So, you get into an accident and your “baby” is deemed to be a total loss by the insurance company. This happened to me in 2003 when my beloved Corvette was totaled by a young man late for class who ran a red light. READ MORE >>

 ....You had better get your home ready. The holidays are upon us and some lucky souls get to take time off of work and visit family and friends in some far-off place. Wisconsin comes to mind (lol)! The goal is to relax and recharge the batteries. But what can ruin that long anticipated vacation? READ MORE >>

Dwelling Replacement Cost and Extended Replacement Coverage             With the horrific wild fires that Northern California experienced, I think that now is the time to review your Dwelling Replacement Cost and Extended Replacement Coverage on your homeowner’s insurance policy. READ MORE >>

Mercury Insurance is now using FireLine It’s always exciting when the insurance company in which you place the most business with opens up their homeowner’s insurance program to allow even more clients! READ MORE >>

           Unless you’ve been off of the grid for the past couple of weeks, you have seen the extraordinary damage that Harvey has inflicted. Over 200,000 homes have been damaged with more than 13,500 destroyed. READ MORE >>

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