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We get asked this question from time to time, so we thought we'd offer up some answers for all of you.

The truth is, sometimes, even f you haven't had an accident or filed a claim, your insurance premiums may go up.

Here are a few reasons your premiums may change:

1. Catastrophic circumstances such as wildfires, can have an adverse effect on the overall claims paid out for damages.

2. Government regulation of insurance.

3. Insurance Fraud (e.g., increase in claims paid out, legal fees)

4. Rise in home, auto or medical costs

5.  Increasing occurrences of catastrophic weather (e.g., wind, hail, heavy snow, ice) has resulted in a rise in total claims paid out for damages.

There are many factors that insurance carriers considered when adjusting premiums. If you'd like to review your policy to ensure you're getting the best premiums available to you, give us a call today so we can work towards finding new potential savings for you and your family! 
Posted 12:08 PM

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