By Chris Stankiewicz
Let’s talk cars. In this first review we are going to look at a segment referred to as the 5 door hatchback. Back in the day, the 5 door hatchback was referred to as a station wagon, two words that will bring tears to the eyes of a car guy turned family man. By the way, about 6 months ago I was cruising to work in a 1992 Buick Roadmaster, one of last great, big station wagons which came with a big V8 that is currently getting 18 miles to the gallon!
The 5 door hatchback segment is an exciting class of vehicles and just about every automobile manufacturer has one on the market today. These vehicles are versatile, roomy, and most models allow you to lay down the rear seats for more space; which is great if you want to transport larger than normal sized objects. One of the drawbacks to this segment is that some of the vehicles can be underpowered, with a majority of automobile manufactures putting in small 4 cylinder engines for the benefit of better mpgs. What I love about this segment of cars is the exterior design. A few of my favorites are Mazda3 hatchback, Ford Focus hatchback, and Nissan Juke, which is a cross between a 5 door hatchback and a crossover. Besides the styling, each of the three vehicles mentioned have potent engines with the Mazda Speed 3 Hatchback’s 3.2L engine delivering 263 horsepower.
The 5 door hatchback segment is a good risk for insurance purposes. This is true when you compare them to coupes and other sports cars. Insurance companies look at coupes as sports cars and they are rated as such. The 5 door hatchback segment is seen in most cases as wagons, with that the insurance rating is better than 2 door vehicles and most of the time means lower insurance rates.
Thanks for reading! Comments and suggestions are encouraged.
Chris Stankiewicz has been a licensed insurance agent at Ken May Insurance Services since 2008 and a car guy since his first hot wheel. He specializes in personal lines insurance and is always willing to answer your insurance questions.