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Ken May Insurance Services Blog: auto insurance

View the latest blog posts from Ken May Insurance Services.

We recently lost a long-time client who became very upset that her insurance company took away her good driver discount. “How could they do that to me? I’ve been with them for many years, always pay my bills on time, and have never filed a claim! Why does my company hate me”? READ MORE >>

Over the years, we speak with many of our valued clients but with time restraints and the sheer number of clients, it is nearly impossible for us to “touch” everybody annually with a phone conversation but we understand that life changes happen and when they do, let’s not leave a premium saving discount on the table. READ MORE >>

I recently attended the annual conference of a trade group that we belong to. The keynote speaker discussed how auto insurance will be changing in the near future based on where insurance companies are spending their research and development dollars. READ MORE >>

     Insurance companies which elect to do business in California have to follow a completely different set of rules than they use in any other state due to Proposition 103 which was passed back in 1988. READ MORE >>

On any given day, we receive about a half dozen phone calls asking why their auto insurance renewal premium went up again. Though this is very frustrating to us all (and that includes me because I don’t receive a magical special deal just because I am an insurance agent), there are actually legitimate reasons for consecutive rate increases. READ MORE >>

              A number of years ago, I had the dubious honor of taking my dad’s car keys away from him and turning his car back in to the leasing company. At the age of only 72, he was having health issues which affected his ability to drive and he started hitting things. READ MORE >>

The simple answer is yes, you can insure your salvaged vehicle but there are restrictions.             Before we talk about the restrictions, what is a salvaged vehicle? Let’s say you are involved in an auto accident in your beloved 2015 Toyota Corolla. READ MORE >>

Believe it or not, you have choices in the amount of insurance you purchase and how high you are willing to go when choosing your deductibles. But before you can do this, how do deductibles work and what is best for you? Your deductible is how much you must pay before the insurance company starts paying for a covered loss. READ MORE >>

By Ken May Everybody knows that insurance costs money. Just like going to the grocery store, you buy items that you need or want and pay a price. It’s the same on an insurance policy except that they call it a premium instead of a price. I’m not sure why. It may be because a fancier name enables them to charge more (lol). READ MORE >>

by Ken May  How much should I get for my totaled car?             So, you get into an accident and your “baby” is deemed to be a total loss by the insurance company. This happened to me in 2003 when my beloved Corvette was totaled by a young man late for class who ran a red light. READ MORE >>

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