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Ken May Insurance Services Blog: california

View the latest blog posts from Ken May Insurance Services.

We recently lost a long-time client who became very upset that her insurance company took away her good driver discount. “How could they do that to me? I’ve been with them for many years, always pay my bills on time, and have never filed a claim! Why does my company hate me”? READ MORE >>

Liability claims are very costly, especially in a sue-happy state like California. It is important to have sufficient liability coverage on your property insurance in case somebody gets injured on your property. This is vital on home owner’s policies but extremely important on renter’s insurance policies as well. READ MORE >>

New Year Brings New Laws in California by Ken May Cellphone use while driving – Californians are no longer allowed to use a handheld wireless phone or wireless electronic device while driving unless the device is mounted on the windshield in a way that doesn’t hinder the driver’s vision. READ MORE >>

Is Your Home Insured for Replacement Cost or Actual Cash Value? By Ken May While all policies have subtle differences, most homeowner’s policies have coverage that is very common. If you are ever in doubt, you can always read the policy language or call your agent. READ MORE >>

A client calls us up because their teenaged son or daughter needs to be covered on their auto insurance policy. If their son or daughter has a learner’s permit, we have companies that don’t charge any additional premium as long as the young driver is following the rules of a permit. READ MORE >>

How you can help victims If you're looking to help people in Napa and Solano counties affected by Sunday's earthquake, here a few steps you can take: American Red Cross: Make donations at or text "Red Cross" to 90999 to donate $10. READ MORE >>

Auto insurance rates are calculated based on a number of factors, including gender, age, location and driving record. But the model of car you drive plays a large role in determining how much you’ll pay for coverage. You are not wrong in assuming that sports cars and luxury cars are the most expensive to insure, but which models are the cheapest? READ MORE >>

Planning a home renovation can be as tedious and stressful as it is exciting, unless you have a game plan from the get-go. Whether you work directly with a contractor or through an owner’s representative who oversees the whole process, there are certain steps to take before and during construction tasks. READ MORE >>

We as agents hear a laundry list of excuses for not purchasing earthquake insurance: I don’t live in Los Angeles so I don’t need it.  It is too expensive, the deductible’s too high or I just can’t afford it.  Let me tell you, you do need it, it is not too expensive and you can’t afford NOT to have it! READ MORE >>

It's a beautiful day driving alongside the ocean when you look up and see a vehicle coming head on in your lane as they try to pass somebody else. You tense your grip on the steering wheel and brace for an impact but they see you in time and swerve back into their own lane. Whew.  READ MORE >>

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