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Ken May Insurance Services Blog: car insurance

View the latest blog posts from Ken May Insurance Services.

     Insurance companies which elect to do business in California have to follow a completely different set of rules than they use in any other state due to Proposition 103 which was passed back in 1988. READ MORE >>

On any given day, we receive about a half dozen phone calls asking why their auto insurance renewal premium went up again. Though this is very frustrating to us all (and that includes me because I don’t receive a magical special deal just because I am an insurance agent), there are actually legitimate reasons for consecutive rate increases. READ MORE >>

by Ken May  How much should I get for my totaled car?             So, you get into an accident and your “baby” is deemed to be a total loss by the insurance company. This happened to me in 2003 when my beloved Corvette was totaled by a young man late for class who ran a red light. READ MORE >>

Auto insurance rates are calculated based on a number of factors, including gender, age, location and driving record. But the model of car you drive plays a large role in determining how much you’ll pay for coverage. You are not wrong in assuming that sports cars and luxury cars are the most expensive to insure, but which models are the cheapest? READ MORE >>

It's a beautiful day driving alongside the ocean when you look up and see a vehicle coming head on in your lane as they try to pass somebody else. You tense your grip on the steering wheel and brace for an impact but they see you in time and swerve back into their own lane. Whew.  READ MORE >>

Each year millions of people take to the sky and hit the road to celebrate Thanksgiving with friends and family.  During the busiest travel time of the year, many travelers will rent a vehicle and sometimes purchase the expensive insurance the rental companies offer as a not so soft sell. READ MORE >>

The National Insurance Crime Bureau (NICB) has released the latest in its catalog of vehicle theft reports. The top 10 most stolen sports cars list is based on National Crime Information Center vehicle theft records for the period of Jan. 1, 2009 through Dec. 31, 2012, and is limited to 2010, 2011, and 2012 model-year vehicles. READ MORE >>

The next National Teen Driver Safety Week (NTDSW) takes place on October 20-26, 2013. This year's theme is  ‘It Takes Two: Shared Expectations for Teens and Parents for Driving.’  Whether you’re still practice driving or driving on your own, you and a parent (or other trusted adult) should work together to help you become a safe skilled driver. READ MORE >>

Mr. Smith had gone to a work party and had one too many drinks.  On his way home he blacked out from copious amounts of alcohol and rear-ended a truck.  As the truck veered to the left Mr. Smith’s vehicle continued forward and slammed into a small sedan, forcing the sedan into the rear of a small  SUV. READ MORE >>

Think you know your Carlsbad car insurance coverage inside and out? You're probably fooling yourself. According to a recent survey by, consumers who said they had an "excellent" understanding of their policy actually scored the lowest when quizzed about their car coverage with an average score of 26 percent. READ MORE >>

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