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Ken May Insurance Services Blog: carlsbad

View the latest blog posts from Ken May Insurance Services.

Before giving you the list which includes California, what factors determine the price of homeowners insurance? • First, we use the home’s square footage including any detached structures to help determine the replacement cost. READ MORE >>

Auto insurance rates are calculated based on a number of factors, including gender, age, location and driving record. But the model of car you drive plays a large role in determining how much you’ll pay for coverage. You are not wrong in assuming that sports cars and luxury cars are the most expensive to insure, but which models are the cheapest? READ MORE >>

Planning a home renovation can be as tedious and stressful as it is exciting, unless you have a game plan from the get-go. Whether you work directly with a contractor or through an owner’s representative who oversees the whole process, there are certain steps to take before and during construction tasks. READ MORE >>

It’s a landlord’s responsibility to provide a safe, comfortable living space to all residents. For this reason, it often falls to the landlord to maintain buildings, outside areas and any common rooms such an apartment club house. It’s clear that landlords and residents must split insurance costs, but where does that split occur? READ MORE >>

This year we will be adopting a family through the Carlsbad Christmas Bureau for the upcoming holidays.  While in high school I volunteered with the Carlsbad Christmas Bureau putting together the baskets for the families and I really enjoyed my time there. READ MORE >>

Calculating an auto insurance premium involves hundreds of factors, including your personal driving record, the type of car you drive, your gender and age, how many cars you insure and much more. Because so many factors are involved, making changes to your driving experience could result in savings on your premium. READ MORE >>

Each year millions of people take to the sky and hit the road to celebrate Thanksgiving with friends and family.  During the busiest travel time of the year, many travelers will rent a vehicle and sometimes purchase the expensive insurance the rental companies offer as a not so soft sell. READ MORE >>

The next National Teen Driver Safety Week (NTDSW) takes place on October 20-26, 2013. This year's theme is  ‘It Takes Two: Shared Expectations for Teens and Parents for Driving.’  Whether you’re still practice driving or driving on your own, you and a parent (or other trusted adult) should work together to help you become a safe skilled driver. READ MORE >>

This time of year, California can be a very dangerous place when it comes to wildfires.  Dry brush, Santa Ana winds, and low humidity combine forces with devastating consequences. I remember the Harmony Grove fire like it was yesterday.  It was Monday October 21, 1996 and the Chargers were at home playing on Monday Night Football. READ MORE >>

There are several ways to reduce your insurance premiums, and by implementing these methods you can save yourself thousands a year. Security By installing the following security measures, you are reducing the risk of loss, and will result in reducing your monthly premiums. Household Burglar bars READ MORE >>

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